Home Loan for Women: Overview
The process of owning a house is much easier with a Bajaj Housing Finance Home Loan, where interest rates start as low as 8.45%* with no part-prepayment or foreclosure charges for individual borrowers with floating interest rates.
Female Home Loan borrowers are also at an advantage here. Along with gaining access to Home Loans with attractive benefits, women can also avail of special government measures to incentivise and promote female homeownership. Female borrowers enjoy lower stamp duty rates in several Indian states along with a degree of concession on property registration charges.
Additionally, if a property is jointly owned by a woman, or registered in her name, she can also enjoy tax benefits under Section 80C and 24B, if she chooses the old tax regime.
Home Loan for Women: Advantages
The Bajaj Housing Finance Home Loan comes with an array of features and benefits, some of which are:
Sizeable Loan Sums
Salaried and professional borrowers can avail of sizeable Home Loan amounts, which can go up as high as Rs.5 Crore* or even higher, basis eligibility.
Competitive Interest Rates
Eligible borrowers can use our lower Home Loan interest rates to their benefit and pay Home Loan EMIs as low as Rs.729/Lakh*.
Option to Link to Repo Rate
Borrowers also have the option to link their interest rates to an external benchmark, i.e., the Repo Rate, and benefit from reduced payouts during favourable market conditions.
Easy Balance Transfer Facility
Borrowers with active Home Loans have the option to switch lenders, and transfer their loan balance to us, while availing of a top-up loan.
Home Loan for Women: Fees and Charges Applicable
The fees and charges applicable on our Home Loans are competitive and aim to bring you the best deal possible that is suited to your eligibility.
Borrowers are advised to use our Home Loan EMI Calculator to compare the current home loan interest rates. High eligibility, including income, credit profile, and employment status, will help you keep the home loan rates negotiable. To know more about the current interest rates on our Home Loan offerings, click here.
Home Loan for Women: Home Loan Application Process
Applying for a Home Loan with us takes no longer than a couple of minutes. Here is how interested borrowers can make their applications online:
- To apply for a Home Loan, navigate to the housing loan application form on the official website.
- Enter the required Home Loan amount with your full name, mobile number, employment type, income details, and area PIN code.
- Enter the requested OTP and complete the rest of the application.
- Once we receive your housing loan application, our representative will get in touch with you within 24 hours* to walk you through the next steps.
*Terms and conditions apply
