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Home Loan Starting 6.75%*

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Fees & Interest Rates

Fees & Interest Rates

Types of Fees Charges Applicable
Interest Rates 6.75%* onwards
Processing Fees Up to 6% of the Loan amount
Loan Statement Charges Nil
Interest and Principal Statement Charges Nil
Penal Interest 2% pm
Part-Prepayment Charges* Nil
EMI Bounce Charges* 3000 per bounce

*Applicable following 1st EMI clearance. 

 

FORECLOSURE CHARGES

Borrower Type: Interest Type Time Period (Months) Foreclosure charges
Individual: Floating rate >1 Nil
Foreclosure Charges >1 4% plus applicable taxes
Part Payment Charges >1 4% plus applicable taxes

For Term Loan, charges are calculated on the outstanding principal.

For Flexi Interest-only Loan, charges are calculated on the sanctioned limit.

For Flexi Term Loan, charges are calculated on the current dropline limit.

Part-prepayment Charges

Individual: Floating rate Time Period (Months) Part-prepayment Charges
Individual: Floating rate >1 NIL
Non-Individual: Floating rate >1 2% plus applicable taxes
All borrowers: Fixed rate >1 2% plus applicable taxes

*Part-prepayment made should be greater than 1 EMI.

*These charges are not applicable for the flexi interest-only and flexi term facilities.

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Last update on 11-Mar-2021

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