Owning property in Mumbai involves more than just purchasing real estate—it also requires ensuring that your ownership is officially recorded. One of the key documents that establishes this is the property card, commonly known as the Malmatta Patrak.
Issued by the Municipal Corporation of Greater Mumbai (MCGM) under the Government of Maharashtra, the property card is an official land record that contains details of the property's ownership and other important information. It serves as legal proof of ownership and is often required during property transactions, loan applications, and other legal processes.
This guide explains everything you need to know about the Mumbai property card, including its purpose, the online and offline application process, the documents required, its significance for property owners, and how to track your application status. Whether you already own a property or are planning to purchase one, understanding the property card process can help you manage ownership records with greater confidence.
What is a Property Card?
A property card, also known as the Malmatta Patrak, is an official land record issued by the City Survey and Land Records Department of Maharashtra for properties located in urban areas such as Mumbai. It serves as an important record of ownership and contains key details about a property, including the owner's name, property description, survey or CTS (City Survey) number, area, and any recorded rights or changes.
The property card is commonly used as proof of ownership during property transactions, loan applications, mutation of records, and other legal or administrative procedures. While it helps establish the recorded ownership of a property, it does not replace the registered sale deed or other title documents. Keeping the property card updated after any transfer of ownership is important to ensure that government records accurately reflect the current owner.
Property Card vs. 7/12 Extract
| Aspect | Property Card | 7/12 Extract |
|---|---|---|
| Applicable Area | Urban properties within city limits, including Mumbai | Agricultural land in rural areas of Maharashtra |
| Issuing Authority | City Survey and Land Records Department | Revenue Department |
| Purpose | Records ownership and property details for urban land and buildings | Records ownership, cultivation, and agricultural land details |
| Key Information Included | Owner's name, CTS number, property area, property description, rights, and mutation entries | Owner's name, survey number, land area, crop details, cultivation information, and encumbrance-related entries |
| Used For | Property purchase or sale, mutation, Home Loan applications, and ownership verification | Agricultural land transactions, crop loans, land ownership verification, and revenue-related purposes |
| Property Type Covered | Residential, commercial, and other urban properties | Agricultural land only |
| Legal Significance | Serves as an official record of ownership for urban properties | Serves as an official record of ownership and cultivation details for agricultural land |
How to Apply for a Property Card in Mumbai?
Getting a property card in Mumbai is a simple process, and can either be done offline by visiting your local revenue office or online from government websites.
Documents Required to Apply Property Card
Before applying for a property card or updating the ownership details, keep the following documents ready. These are typically required whether you choose to apply online or visit the relevant office in person:
- Application Form: Available through the Mahabhulekh portal or at the Collector's office.
- Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving Licence.
- Address Proof: Aadhaar Card, Passport, Voter ID, or a recent utility bill.
- Ownership Documents: Registered sale deed, title deed, gift deed, or other applicable ownership document.
- CTS/Survey Number: As mentioned in the property's official records.
- PAN Card and Income Proof: May be required for identity and verification purposes.
Application Process
The government of Maharashtra offers both offline and online options to help citizens apply easily based on their preferences and access. Here’s a step-by-step guide for both:
How to Apply for Property Card Offline
If you wish to apply in person, you can complete the property card application process by following these steps:
- Visit the Mumbai City Collectorate or the Suburban District Office, depending on where the property is located.
- Obtain the property card application form from the SETU Counter or the Tehsildar's Office.
- Fill in the application form and attach the required supporting documents.
- Purchase the prescribed court fee stamp from an authorised vendor and affix it to the application.
- Pay the applicable processing charges.
- Submit the completed application at the SETU Counter.
- Collect the inward receipt containing your application number, which can be used to track the status of your request.
- Allow approximately 15 to 21 working days for the application to be processed.
- After receiving an SMS or email confirming approval, collect the property card from the designated office.
How to Apply for a Property Card in Mumbai Online
You can apply for and download a property card online in Mumbai through platforms such as Mahabhulekh, Bhulekh, and Aapli Chawdi by following these steps:
- Visit the Mahabhulekh portal and navigate to the Property Card Premium Services section.
- Sign in using your existing account or register if you are a new user.
- Complete the application form by selecting the district and entering the property's CTS or Survey Number, along with the required personal and property details.
- Upload scanned copies of the necessary documents, such as identity proof, ownership documents, and your PAN Card.
- Pay the applicable application fee through the available online payment methods.
- Submit the application and save the application/inward number for future reference.
- Check the progress of your application through the PR Card Application Status section on the portal.
- Once the application is approved, typically within 2 to 4 weeks, you can download the digitally signed Property Card in PDF format.
Importance of a Property Card
In Mumbai, a property card is important for real estate management and ownership verification to ensure security, legality, and transparency in every transaction:
Legal Recognition - Why Legal Proof of Property Is Critical
A property card is an official confirmation of ownership, recognised by the Maharashtra government. It is essential for registering property transactions, applying for mutations, and preventing fraudulent claims.
Financial Security - The Impact of a Property Card on Financial Transactions
Property cards are an essential verification tool used by financial institutions when approving loans. The card helps determine the value of your property and offers reliable proof of ownership, which strengthens your loan application.
Dispute Resolution - How a Property Card Helps in Resolving Ownership Disputes
A property card serves as reliable evidence in case of disagreement over property ownership. It is essential to title verification and dispute resolution because it reveals legal encumbrances, provides ownership history, and assists in identifying the legitimate owner.
How to Check Your Property Card Status Online
After submitting your property card application, you can track its status online through the Mahabhulekh portal. Here's how:
- Visit the Mahabhulekh website.
- Navigate to the 'PR Card Application Status' section.
- Enter your Application ID or CTS/Survey Number, along with the CAPTCHA code.
- Click Submit to view the current status of your application.
- Once your application is approved, you can download the digitally signed Property Card in PDF format from the portal.
If you need further assistance or experience delays, you can also contact the concerned City Survey Office or the Collector's Office handling your application.
Owning an updated property card helps ensure that your ownership details are accurately reflected in government records. It can also simplify property transactions, ownership verification, mutation requests, and processes such as applying for a Home Loan by providing an official record of the property.
Frequently Asked Questions
In Mumbai, a property card is commonly known as the Malmatta Patrak. It is an official record issued by the City Survey and Land Records Department for properties located in urban areas. The property card contains key details such as the owner's name, CTS (City Survey) number, property area, and other ownership-related information, and serves as an important record for property transactions and verification.
No, although both are land records maintained by the Government of Maharashtra, they serve different purposes. A property card is issued for urban properties, including those in Mumbai, and records ownership details of land and buildings. A 7/12 extract is issued for agricultural land in rural areas and contains information such as land ownership, cultivation details, crop information, and land use.
Yes, you can submit a property card application online through the Mahabhulekh portal by filling in the application form, uploading the required documents, paying the applicable fee, and tracking the application status online. Once approved, you can download a digitally signed property card from the portal. However, if additional verification or document clarification is required, you may be asked to visit the concerned office during the process.
DISCLAIMER:
While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent errors or delays in updating the information. The material contained in this website and on associated web pages, is for reference and general information purposes, and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. Neither Bajaj Housing Finance Limited nor any of its agents/associates/affiliates shall be liable for any act or omission of the Users relying on the information contained on this website and on associated web pages. In case any inconsistencies are observed, please click on contact information.
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