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Loan Against Property in Kota: Overview

The city of Kota, popular for its architecture and culture, is situated on the banks of the Chambal River, in the southern part of Rajasthan. It is a coaching destination for those preparing for engineering and medical entrance examinations. This has led to property prices appreciating, resulting in fruitful investments.

If you’re looking for urgent funding, consider availing of a Loan Against Property with Bajaj Housing Finance to leverage your asset’s worth, and gaining access to sizeable funding in a short time.

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Loan Against Property in Kota: Features and Benefits

​Avail of Big-Ticket Loans 

A Loan Against Property allows borrowers to avail of big-ticket loans depending on their eligibility. With Bajaj Housing Finance, one can avail of funding as high as Rs.5 Crore* or even higher, depending on their needs and eligibility.

Competitive Interest Rates

Bajaj Housing Finance offers low-interest property loans starting from 10.10%* p.a. for salaried and professional applicants.

Easy Eligibility

Bajaj Housing Finance’s eligibility criteria for a Loan Against Property are simple and straightforward. This helps with quick approval and disbursal of loans. Further, you can use Bajaj Housing Finance’s Loan Eligibility Calculator to see how much you qualify for and apply accordingly for quick approval and disbursal.

Suitable Loan Tenor

With Bajaj Housing Finance, you have the option of repaying your loan against property over a period extending up to 17 years.

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Loan Against Property in Kota: Eligibility Criteria

To avail Loan Against Property, one should be able to fulfil the following eligibility criteria.

Self-Employed Applicants:

  • You should be a residing citizen of India between the ages of 25 and 70**
  • You should be able to show at least 5 years of business continuity
  • Your CIBIL score must be 750 or above
  • You must be the rightful owner of the property you wish to mortgage

Salaried Applicants:

  • ​ You should be a residing citizen of India between the ages of 28 and 60**
  • You should be able to show 3 years of work experience in a reputed company
  • Your CIBIL score must be more than 750
  • You must be the rightful owner of the property you wish to mortgage

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

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Loan Against Property in Kota: Documents Required

Self-Employed Applicants:

  • Mandatory documents such as PAN card or Form 60
  • Aadhar Card, or Voter’s ID Card of the applicant
  • Profit & Loss Statement
  • Income Tax Return Certificate
  • Property Documents

Salaried Applicants

  • Mandatory documents such as PAN card or Form 60
  • Aadhar Card, or Voter’s ID Card
  • Pay or Salary Slips for the last 3 months
  • Property Documents
  • Our representatives may sometimes need additional documents at the time of loan processing. These requirements will be communicated to you by our team.

Note: Our representatives may sometimes need additional documents at the time of loan processing. These requirements will be communicated to you by our team.

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Loan Against Property in Kota: How to Apply

Applying for a Loan Against Property is simple and easy.

  • ​Visit the website and initiate your application journey
  • Fill in your personal details as requested
  • Select your employment type and the type of loan you require, along with your desired amount
  • Generate the OTP, and complete the following steps

Once you submit your Loan Against Property application, our customer representative will reach you within 24 hour* to walk you through the next steps.

*Terms and conditions apply.

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