Overview of a Loan Against Property in Kota
The city of Kota, popular for its architecture and culture, is situated on the banks of the Chambal River, in the southern part of Rajasthan. It is a coaching destination for those preparing for engineering and medical entrance examinations. Kota has witnessed significant infrastructural updates, including the expansion of road networks, the development of new residential and commercial complexes, improvements in public transportation systems, and upgrades in healthcare and educational facilities to accommodate its growing population. This has increased the city's overall livability and connectivity, leading to real estate investments.
If you’re looking for urgent funding, consider availing of a Loan Against Property with Bajaj Housing Finance to leverage your asset’s worth, and gain access to sizeable funding in a short time.
Features and Benefits of a Loan Against Property in Kota

Sizeable Sanctions
Bajaj Housing Finance Loans Against Property allow borrowers to avail of funding as high as Rs.5 Crore* or even higher, depending on their needs and eligibility.

Competitive Interest Rates
Bajaj Housing Finance offers low-interest property loans starting from 9.40%* p.a. for salaried and professional applicants.

Easy Eligibility
Bajaj Housing Finance’s eligibility criteria for a Loan Against Property are simple. This helps with quick approval and disbursal of loans. Further, you can use our Loan Against Property Eligibility Calculator to see the approximate loan amount you can qualify for and apply accordingly.

Suitable Loan Tenor
With Bajaj Housing Finance, you can repay your Loan Against Property over a repayment tenor of up to 17 years.
Calculate Your Loan Against Property EMI
Repayment Schedule
Interest Rate for a Loan Against Property in Kota
Bajaj Housing Finance offers Loans Against Property at competitive interest rates to salaried, professional, and self-employed applicants. To learn more about our interest rates, click here.
Eligibility Criteria for a Loan Against Property in Kota
To avail Loan Against Property, one should be able to fulfil the following eligibility criteria:
Self-Employed Applicants:
- You should be a residing citizen of India between the ages of 23 and 70 years**.
- You should be able to show at least 3 years of business continuity.
- Your CIBIL score should ideally be 750 or above.
- You must be the rightful owner of the property you wish to mortgage.
Salaried Applicants:
- You should be a residing citizen of India between the ages of 23 and 60 years**.
- You should be able to show 3 years of work experience in a reputed company.
- Your CIBIL score should ideally be 750 or above.
- You must be the rightful owner of the property you wish to mortgage.
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Loan Against Property in Kota
Self-Employed Applicants:
- Mandatory documents such as PAN Card or Form 60
- Aadhaar Card or Voter’s ID Card of the applicant
- Profit & Loss Statement
- Income Tax Return Certificate
- Property Documents
Salaried Applicants
- Mandatory documents such as PAN Card or Form 60
- Aadhaar Card or Voter’s ID Card
- Pay or Salary Slips for the last 3 months
- Property Documents
Note: Our representatives may sometimes need additional documents at the time of loan processing. These requirements will be communicated to you by our team.
Steps to Apply for a Loan Against Property in Kota Online
- Navigate to our Loan Against Property application form.
- Fill in your personal details as requested.
- Select your employment type and the type of loan you require, along with your desired amount.
- Generate the OTP and complete the following steps.
Availing of a Loan Against Property in Kota with Bajaj Housing Finance is simple. Follow the steps given below to apply online:
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Access the Loan Against Property application form.
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Fill in your personal and financial details.
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Select the employment type and the loan type.
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Generate OTP and proceed to enter financial and property-related details.
Once you submit the application form, our representatives will walk you through the document verification and submission process.
Avail of a Loan Against Property with Bajaj Housing Finance and enjoy quick disbursal within 72 hours* post document verification and approval.
We require minimal documentation to process your Loan Against Property in Kota, ensuring quick verification and disbursal. Here is an indicative list of documents required based on your employment type:
Self-Employed Applicants:
- PAN Card or Form 60 (mandatory documents)
- Aadhaar Card or Voter’s ID
- Profit & Loss Statement
- Income Tax Return Certificate
- Property Documents
Salaried Applicants
- Mandatory documents such as PAN Card or Form 60
- Aadhaar Card or Voter’s ID Card
- Pay or Salary Slips for the last 3 months
- Property Documents