Details of a Loan Against Property in East Godavari
One of the largest and most populated districts in the coastal Andhra Pradesh, East Godavari has emerged as one of the fastest-growing centres owing to several flagship initiatives. With a major portion of the population looking to invest in new opportunities, the demand for homeownership and properties is rising. Bajaj Housing Finance offers attractive Loans Against Property options in East Godavari, to help you meet housing or business-related expenses.
Features and Benefits of a Loan Against Property in East Godavari
Competitive Interest Rates
Bajaj Housing Finance offers Loans Against Property at interest rates as low as 9.40%* p.a. to salaried applicants, basis eligibility.
Sizeable Loan Amount
By opting for a Loan Against Property, you can secure a loan amount as high as Rs.5 Crore* or higher, depending on your overall financial profile and the type of property being mortgaged.
Longer Repayment Tenure
The tenure for a Loan Against Property can extend up to 17 years, which gives the borrower ample time to pay back the loan.
Disbursal Within 72 hours*
With us, you can expect the loan amount to be credited within 72 hours* of document submission and approval, provided they meet all the verification checks.
Calculate Your Loan Against Property EMI
Repayment Schedule
Loan Against Property in East Godavari: Interest Rate, Fees, and Charges
We offer Loans Against Property to eligible salaried applicants starting as low as 9.40%* p.a., ensuring that your total cost of borrowing is kept minimal. To know more about our rates, fees, and charges, click here.
Documents Required for a Loan Against Property in East Godavari
Borrowers need to submit the following list of documents:
- KYC documents (address and identity proofs)
- Mandatory documents (PAN Card/Form 60)
- Last 3 months' salary slips (for salaried individuals)/ ITR Document and P&L Statement (for self-employed individuals)
- Property documents
Note: This list is indicative. Additional documents may be needed during loan processing.
*Terms and conditions apply.
Steps to Apply for a Loan Against Property in East Godavari Online
To apply for a Loan Against Property in East Godavari, follow these steps:
- Go to our Loan Against Property application form.
- Enter personal details
- Select your employment type
- Enter the loan amount.
- Enter the PIN code and select the type of loan you wish to apply for.
- Generate and enter your OTP.
- Fill in the rest of the form and submit it.
Once you submit the application form, our representative will contact you within 24 hours* to take you through the next steps.
With our Loan Against Property in East Godavari, expect funds to be disbursed into your account within 72 hours* after verifying your documents.
To apply for a Loan Against Property in East Godavari, you need to submit the following documents:
For Salaried Applicants
- Aadhaar Card or Voter ID
- PAN Card or Form 60 (mandatory)
- Proof of address such as Utility Bills
- Salary slips for the last 3 months
- Income Tax Return (ITR) documents
- Bank statements for the last 3 months
- Property documents for the mortgage
For Self-Employed Applicants
- Aadhaar Card, Voter ID, PAN Card, or Form 60 (mandatory)
- Proof of address such as Utility Bills
- Bank statements for the last 6 months
- Proof of business vintage
- Property documents for the mortgage
Note that this list is indicative.
Our housing loan eligibility calculator can help you calculate your Loan Against Property eligibility in East Godavari.
