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Loan Against Property in Ajmer: Overview_WC

Loan Against Property in Ajmer: Overview

Ajmer, one of the major and oldest cities in Rajasthan is located 130 km southwest of Jaipur and 14 km from the pilgrimage town of Pushkar. Home to several tourist places, Ajmer is an important religious destination as well. This has, in turn, led to an appreciation of the property prices in the city.

If you wish to avail of a Loan Against Property as a solution for your funding needs, consider borrowing from Bajaj Housing Finance for competitive terms and policies.

Loan Against Property in Ajmer: Features and Benefits_WC

Loan Against Property in Ajmer: Features and Benefits

Minimal Documentation

Avail of a Loan Against Property with minimum documentation and paperwork. We keep our document requirements minimal to ensure a smooth and hassle-free loan application process.

Basic Eligibility Criteria

Our eligibility criteria are simple. This ensures speedy approval and quick disbursal. With us, you can expect to see funds in your account within 72 hours* of document submission and approval.

End-Use Flexibility

Borrowers can use their Loan Against Property sanctions to address a variety of funding needs. You have the choice to use the funds as working capital, to address business expansion needs or to meet housing-related expenses.

Low Interest Rates

Bajaj Housing Finance offers property loans at interest rates starting as low as 9.75%* p.a., for self-employed applicants.

Extended Loan Tenor

Borrowers can choose to repay their loan over a period extending up to 17 years. This gives borrowers ample time to repay the loan easily.

Loan Against Property in Ajmer: Eligibility Criteria_WC

Loan Against Property in Ajmer: Eligibility Criteria

For Salaried

  • Should be an Indian citizen residing in the country
  • Age should be between 28 to 60 years**
  • Should be employed at a public, private, or multinational organisation for at least 3 years
  • The location of the property to be mortgaged should be in Ajmer.

For Self-Employed

  • ​Should be an Indian citizen residing in the country
  • Age should be between 25 to 70 years**
  • Should have a steady monthly income from the current business enterprise with 5 years of vintage
  • The location of the property to be mortgaged should be in Ajmer.

** The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Loan Against Property in Ajmer: Documents Required_WC

Loan Against Property in Ajmer: Documents Required

We offer a Loan Against Property with minimal documentation. Submit the following to enjoy instant approval:

For Salaried Applicants

  • PAN Card or Form 60 (mandatory)
  • ​Aadhaar Card
  • Address proof
  • Last 3 months’ salary slips
  • ITR documents
  • Bank account details of the last 3 months
  • Documents of the property to be mortgaged

For Self-Employed Applicants

  • PAN Card or Form 60 (mandatory)
  • ​Aadhaar Card
  • Address proof
  • Bank account details of the last 6 months
  • Business vintage proof
  • Documents of the property to be mortgaged

Note: This list is indicative. Additional documents may be needed during loan processing.

Loan Against Property in Ajmer: How to Apply_WC

Loan Against Property in Ajmer: How to Apply

To avail of a property loan from Bajaj Housing Finance, follow these steps:

  1. Visit the website and open the application form.
  2. Fill up details such as your employment profile, preferred loan type, additional income details, and information about the property to be mortgaged.
  3. Generate OTP and verify your mobile number.
  4. Populate all the financial details as requested and complete the form. Note: The fields that you need to fill may vary basis your employment type.
  5. Click ‘Submit’ to submit the application form.

Following the submission of the form, a Bajaj Housing Finance representative will contact you to walk you through the remaining steps. You can expect the funds in your account in 72 hours* after your loan is approved and documents have been verified.

*Terms and conditions apply.

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