Home Loan in Faridabad _Banner_WC
Home Loan in Faridabad: Overview_WC
Home Loan in Faridabad: Overview
Faridabad is a prominent industrial city in Haryana. Responsible for generating 60% of the state's revenue, the city is home to more than 3000 manufacturing units. The Faridabad Metropolitan Development Authority has been working hard to promote infrastructural development in the region. This, in turn, has led to a growing demand for real estate in Faridabad.
To help homebuyers achieve their dream of owning a home, Bajaj Housing Finance facilitates easy Home Loans in the city. Not only will borrowers benefit from competitive interest rate, they also stand to receive a sizeable sum to complete their property purchase.
Home Loan in Faridabad: Features & Benefits_Wc
Home Loan in Faridabad: Features and Benefits
Sizeable Sanction with Flexible Tenor
When you take a Housing Loan from Bajaj Housing Finance, you get the chance to avail worth Rs.5 Crore* or higher, basis eligibility, along with a tenor of up to 30 years.
Minimal Documentation Requirements
Our eligibility criteria and documentation requirements are simple to ensure a smooth Home Loan experience for you.
Another notable benefit of availing of a Home Loan from us is our emphasis on speedy approval and disbursal, for those who satisfy our eligibility criteria. Get your Home Loan in as little as 48 hours*, upon meeting our standard norms.
No Part-Prepayment and Foreclosure Charges
Individual borrowers who have availed who have availed Housing Loans at floating interest rates enjoy no additional charges upon prepaying or foreclosing their loans.
Manage Your Loan Online
Use the Bajaj Housing Finance customer portal to access your loan account and details as well as make payments. Managing your loan is easy and hassle-free with us.
Home Loan in Faridabad: Eligibility Criteria_WC
Home Loan in Faridabad: Eligibility Criteria
For Salaried Individuals
Our Home Loan eligibility criteria are easy to meet. Here are our eligibility criteria for salaried individuals:
- You should be a residing citizen of India
- You should be between 23 and 75 years** of age
- You should be able to show at least 3 years of work experience with a recognised entity
For Self-Employed Individuals
If you are a self-employed individual, these are our eligibility criteria for you:
- You should be a resident of India
- You should be between 25 and 70 years** of age
- You should be able to show at least 5 years of business continuity
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for salaried applicants is subject to change, depending on the property profile.
Home Loan in Faridabad: Documents Required_WC
Home Loan in Faridabad: Documents Required
- KYC documents
- Form 16 and/or latest salary slips (for salaried individuals)/TR document and P&L statements (for self-employed individuals)
- Bank account statements dating back to the last 6 months
- Proof of business, with minimum 5 years’ vintage (wherever applicable)
Note: This is just an indicative list. Our representatives may ask you for additional documents
Housing Loan in Faridabad: How to Apply_WC
Housing Loan in Faridabad: How to Apply
Applying for a Home Loan with us is hassle-free and direct. Here is how you can make your application.
- Navigate to the application form on our website
- Provide the details requested, such as your name, employment type, loan type and other details
- Generate and submit the OTP to complete the next leg of the application
- Submit the form successfully
Our customer representative will reach you shortly to walk you through the next steps.
*Terms and conditions apply.
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