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Home Loan in Bhopal: Overview_WC

Home Loan in Bhopal: Overview

Over the past few years, Bhopal has emerged as a top choice amongst real estate investors. Its geographical features are an asset to the city - Bhopal is well-connected with the rest of India. Bhopal is also home to many big and small-scale businesses. Thus, the city presents several employment opportunities. There has been commendable development and overall, Bhopal has emerged as a preferred choice amongst Indians.

If you are looking for a Home Loan in Bhopal, avail of a Home Loan with us and benefit from a long repayment tenor, substantial loan amount, and quick disbursal.

Home Loan in Bhopal: Features & Benefits_WC

Home Loan in Bhopal: Features and Benefits

Interest Rate Starting 8.50%* p.a.

We extend Home Loans to salaried, self-employed, and professional applicants at competitive interest rates. For salaried applicants, the interest rates start as low as 8.50%* p.a., making way for savings atop your Home Loan.

Home Loan Balance Transfer

Those who have an ongoing Home Loan but would like to reduce their Home Loan interest rate can explore the idea of transferring their Home Loan balance to us. Eligible applicants can also avail of a Top-up Loan.

Repayment Tenor of 40 years

Enjoy a comfortable repayment tenor of up to 40 years, giving you ample time to make timely repayments at your own pace.

Hassle-Free Application

Our eligibility criteria are easy to meet and document requirements are simple. Further, borrowers aren't required to visit our branch in person — they can apply for a housing loan in just a few seconds. 

Home Loan in Bhopal: Eligibility Criteria_WC

Home Loan in Bhopal: Eligibility Criteria

Salaried Individuals Self-Employed Individuals
The applicant should be employed with a stable source of salaried income from a public or a private company or a multinational with a minimum 3 years of work experience The applicant should be self-employed with a business continuity of over 5 years in the current enterprise
They should be between 23 and 75 years** of age They should be between 25 and 70 years** of age
They should be an Indian citizen (including NRIs) They should be an Indian citizen (resident only)

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in Bhopal: Documents Required_WC

Home Loan in Bhopal: Documents Required

These are the documents you should keep handy if you are planning to apply for a housing loan:

  • KYC documents, such as Aadhaar Card, Driving License, Passport, Utility Bills, Ration Card, etc.
  • Mandatory documents such as PAN Card or Form 60
  • Passport-size photographs
  • Form 16 and/or latest salary slips (or salaried individuals/ITR document and P&L statements for self-employed individuals
  • Bank account statements for the previous 6 months
  • Document for proof of business, with a minimum of 5 years of vintage (for businessmen/self-employed individuals only)

Please note that this is only an indicative list. Our representatives may need more documents at the time of Home Loan application processing. These requirements will be communicated to you. 

*Terms and conditions apply.

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