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Home Loan Starting 6.70%*


Home Loan Balance Transfer: Features and Benefits

The Bajaj Housing Finance Balance Transfer feature offers you the option to transfer the balance on your existing home loan to Bajaj Housing Finance for a sizeable top-up, a competitive rate of interest, and better lending terms. Opt for a high-value top-up to fund any other financial needs you may have – right from financing your child’s education to renovating your new home. Our simple eligibility criteria and minimal documentation requirements make it easy, convenient, and quick for you to switch to us.

  • Easy Balance Transfer Facility

    Transfer the balance on your existing home loan to us to enjoy a lower rate of interest and better borrowing terms. What’s more, with minimal documentation and quick processing, you are assured of a hassle-free experience when you opt for a Home Loan Balance Transfer with Bajaj Housing Finance.

  • Sizeable Top-up Amount

    When you transfer the balance on your existing home loan to Bajaj Housing Finance, you have the option to avail of a sizeable top-up loan, which you are free to use for any other financial needs you may have.

  • Interest Subsidy Under PMAY

    Enjoy a subsidized rate of interest on your home loan under the Pradhan Mantri Awas Yojana scheme when you apply with Bajaj Housing Finance, since we are a Prime Lending Institution registered with the Central Nodal Agency.

  • Part-Prepayment and Foreclosure Facility

    Individuals with a floating rate of interest face no prepayment or foreclosure charges should they choose to pay off their liability before the end of their tenor.

  • Flexible Repayment Tenor

    Bajaj Housing Finance offers applicants the choice of an extended repayment tenor of up to 30 years to ensure comfortable repayment. So if you are worried about the affordability of your home loan, look no further.

  • Minimal Documentation

    A home loan application is often lengthy and tedious. To make sure that applicants get the quickest and easiest route to their dream home, we keep our documentation requirements to a minimum.

  • Online Account Management

    Customers can access their Home Loan account details online with Bajaj Housing Finance. Our customer portal allows you to not only access details but complete important tasks, such as download your interest certificate and prepay, anytime and anywhere.

  • Online Home Loan Calculators

    Online calculators are critical to informed decision-making in the case of long-term credit, such as a home loan. Bajaj Housing Finance has simple and reliable calculators to help you know more on eligibility, your EMI, and the maximum top-up amount you can avail of.

  • Integrated Branch Network

    We have a network of branches around the country so as to ensure easy availability of assistance. If you are unsure of any step in your home loan application journey, we are happy to help you at any of our branches