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Home Loan Starting 6.75%*

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Home Loan Balance Transfer: Features and Benefits

The Bajaj Housing Finance Balance Transfer feature offers you the option to transfer the balance on your existing home loan to Bajaj Housing Finance for a sizeable top-up, a competitive rate of interest, and better lending terms. Opt for a high-value top-up to fund any other financial needs you may have – right from financing your child’s education to renovating your new home. Our simple eligibility criteria and minimal documentation requirements make it easy, convenient, and quick for you to switch to us.

  • Easy Balance Transfer Facility

    Switch your home loan from your existing lender to Bajaj Housing Finance Limited and enjoy attractive interest rates and better terms. Meet our simple eligibility criteria and submit your basic documents to ensure faster processing. 

  • Sizeable Top-up Amount

    Transfer your home loan to Bajaj Housing Finance for a sizeable top-up that comes free of end-use restrictions. You can use the amount to fund your child’s education or buy a new car, whatever be your financial need.

  • Interest Subsidy Under PMAY

    When you apply through a Primary Lending Institution (PLI) registered with the Central Nodal Agency (CNA), such as Bajaj Housing Finance Limited, you can get a subsidy on the rate of interest on your home loan.

  • Property Search Services

    Bajaj Housing Finance offers expert counselling to help you make the best home buying decision. From helping you find the right property to getting the legalities in order, we will help you every step of the way.

  • Part-Prepayment and Foreclosure Facility

    No part-prepayment and foreclosure charges are applicable on your home loan if you are an individual buyer.

  • Flexible Repayment Tenor

    A home loan can often be a long-term commitment, which is why it is important that you are given the option to repay at your pace. With a tenor of up to 30 years, Bajaj Housing Finance offers you the option of flexible repayment.

  • Minimal Documentation

    Our minimal documentation requirements take the stress out of transferring your home loan. Enjoy easy application with maximum convenience when you apply with Bajaj Housing Finance.

  • Online Account Management

    Our online customer portal ensures convenience; access the details of your Home Loan account online anytime, anywhere.

  • Online Home Loan Calculators

    Use our simple and reliable calculators to know more about your home loan eligibility, approximate EMI amount, and the benefits of transferring the rest of your home loan to Bajaj Housing Finance.

  • Integrated Branch Network

    Our pan-India network of branches with integrated systems makes it easy for you to get assistance with your property search as well as your home loan application.

    With attractive home loan interest rates and a host of benefits to suit your finances, Bajaj Housing Finance Limited home loans are designed to help you get your dream home with ease and comfort. To enjoy benefits such as easy balance transfer, high-value top-up loan, hassle-free processing, and more apply for a home loan with Bajaj Housing Finance today.