Overview
Trivandrum is the capital of Kerala, and at the forefront of IT and ITES development. Trivandrum is also well-known for its cultural heritage and is home to institutions such as the University of Kerela and the India Institute of Space Science and Technology (IIST).
Residents of the city have to look no further than Bajaj Housing Finance for their funding needs, as Loan Against Property options are available with attractive add-ons and benefits.
Features and Benefits
Competitive Interest Rates
Aspiring Loan Against Property borrowers can avail of sizeable sanctions, starting as low as 10.10%* p.a. (for salaried applicants).
Speedy Disbursement
Eligible applicants can expect to receive their loan sanctions in their bank accounts in as little as 72 hours* from the time of loan approval, document submission and loan verification.
Repayment Flexibility
With Bajaj Housing Finance, you can repay your Loan Against Property in a comfortable manner that is better suited to your financial capability by opting for a long-term tenor of up to 17 years.
Eligibility Criteria
Applicants looking to apply for a Loan Against Property should meet the minimum eligibility criteria to get approved quickly and without hassles.
| Eligibility Criteria | Salaried Applicants | Self-Employed Applicants |
|---|---|---|
| Nationality and Citizenship | Applicants should be residing Indian citizens with a property located in a city we operate in | Applicants should be residing Indian citizens with a property located in a city we operate in |
| Age** | Applicants must be aged between 28 to 60 years | Applicants must be aged between 25 to 70 years |
| Employment Record | Applicants should be employed by a public/private firm or an MNC for at least 3 years | Applicants should have a vintage of at least 5 years at their current business |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
How to Apply
Applying for a Loan Against Property with Bajaj Housing Finance is easy and can be completed in minutes.
- Visit the Bajaj Housing Finance website.
- Navigate to the Loan Against Property section of the website.
- Fill in the application form with the necessary details.
- Submit the Application Form
Once you have submitted the form, a customer representative from Bajaj Housing Finance will get in touch with you for further documentation and processing.
*Terms and Conditions apply
