Overview
Trivandrum is the capital of Kerala, and at the forefront of IT and ITES development. Trivandrum is also well-known for its cultural heritage and is home to institutions such as the University of Kerela and the India Institute of Space Science and Technology (IIST).
Residents of the city have to look no further than Bajaj Housing Finance for their funding needs, as we offerLoan Against Property at an attractive interest rate and other benefits.
Features and Benefits
Competitive Interest Rates
Aspiring Loan Against Property borrowers can avail of sizeable sanctions, starting as low as 9.40%* p.a. (for salaried applicants).
Speedy Disbursement
Eligible applicants can expect to receive their loan sanctions in their bank accounts in as little as 72 hours* from the time of loan approval and document submission and verification.
Repayment Flexibility
With Bajaj Housing Finance, you can repay your Loan Against Property over a flexible tenor of up to 17 years. This ensures easy loan repayment through manageable EMIs as per your financial capability.
Eligibility Criteria
Applicants looking to apply for a Loan Against Property should meet the minimum eligibility criteria to increase the chances of hassle-free and quick approvals.
| Eligibility Criteria | Salaried Applicants | Self-Employed Applicants |
|---|---|---|
| Nationality and Citizenship | Applicants should be residing Indian citizens with a property located in a city we operate in | Applicants should be residing Indian citizens with a property located in a city we operate in |
| Age | Applicants must be aged between 23 to 60 years** | Applicants must be aged between 23 to 70 years** |
| Employment Record | Applicants should be employed by a public/private firm or an MNC for at least 3 years | Applicants should have a vintage of at least 3 years at their current business |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
How to Apply
Applying for a Loan Against Property with Bajaj Housing Finance is easy. Follow the steps given bellow:
- Visit our Loan Against Property application form.
- Fill in your personal details such as your name and phone number.
- Select the type of employment.
- Select the loan type you wish to avail of.
- Enter your net monthly income, PIN code, and the required loan amount.
- Generate OTP and enter it once you receive it.
- Proceed to fill in the financial and property-related details.
- Submit the application form.
Once you have submitted the form, a customer representative from Bajaj Housing Finance will get in touch with you for further documentation and processing.
*Terms and Conditions apply.
