A Complete Guide to Stamp Duty and Property Registration in Karnataka 2025

Buying property in Karnataka is an investment that defines ownership. Yet, before you can truly call the property yours, there’s one essential step that legally seals the deal: property registration. 

Property registration is what gives ownership its legal identity. It ensures your name is recorded in government records and protects your right to the property under the Registration Act, 1908. If you’re planning to buy or transfer property, understanding Karnataka stamp duty, circle rates, and the overall property registration cost in Karnataka is essential. 

Understanding Stamp Duty and Registration Charges in Karnataka 

Every property transaction in Karnataka attracts two main charges—stamp duty and registration fees. Stamp duty is a state government levy on property transfers. It validates the transaction and records it officially. On the other hand, the property registration charge is the administrative cost of recording the property in the official Karnataka property registry maintained by the Sub-Registrar’s Office. Together, these make up the total property registration cost in Karnataka. 

Current Stamp Duty Rates in Karnataka (as of 2025)

The stamp duty rate in Karnataka varies slightly depending on where the property is located and the authority under which it falls. Here’s the current rate structure: 

Property Location	Stamp Duty Rate	Cess	Total Effective Rate
Within BBMP limits (Bruhat Bengaluru Mahanagara Palike)	5.1%	+0.5% Cess	5.6%
Allotted by BDA (Bangalore Development Authority)	5.15%	+0.5% Cess	5.65%
Within the Village Panchayath limits	5.15%	+0.5% Cess	5.65%

 

How the Stamp Duty Calculator Helps?

Before registering your property, it’s smart to estimate your payable amount. The Stamp Duty Calculator allows you to enter details such as: 

• Property location 
• Property value 

Once entered, it automatically calculates your stamp duty.  

Step-by-Step: Property Registration Process in Karnataka

The property registration process in Karnataka has been modernised under the Kaveri Online Services system, making it much easier to navigate. 

Here’s how it works in simple steps: 

1. Prepare the sale deed on non-judicial stamp paper with complete property and transaction details. 
2. Pay stamp duty and registration charges through e-payment or e-challan on the Kaveri Online Services portal. 
3. Schedule a visit to the Sub-Registrar’s Office (SRO) for document verification. 
4. Buyer, seller, and witnesses must appear with original documents and identification proofs. 
5. The registrar verifies details, collects digital signatures, and records biometrics. 
6. Once approved, the sale deed is officially registered, and a digital or physical copy is issued. 

Documents Required for Property Registration in Karnataka 

Before heading to the registrar’s office, make sure you have the following documents ready: 

• Original sale deed or conveyance deed 
• Proof of identity (Aadhaar Card, PAN Card, or Passport) for buyer and seller 
• Address proof of both parties 
• Two passport-size photographs of buyer and seller 
• Encumbrance certificate (EC) 
• Latest property tax receipts 
• Khata certificate and extract (for BBMP properties) 
• Power of Attorney, if applicable 
• Proof of online payment (challan receipt) 

Completing the registration process in Karnataka is just as important as owning a property. It ensures your ownership is legally recognised and secure. 

Before finalising your purchase, always check the applicable stamp duty rates in Karnataka, calculate your payable amount using the Stamp Duty Calculator, and keep your documents ready.