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Home Loan Starting 6.65%*

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Tamil Nadu Housing Board Scheme

The Tamil Nadu Housing Board provides affordable housing schemes and home loan schemes in Tamil Nadu. It extends these schemes to people of all income groups: the Economically Weaker Sections (EWS), Lower Income Group (LIG), Middle Income Group (MIG), and even the Higher Income Group (HIG).

TNHB is also involved in the construction of commercial spaces, complexes and schools. As per the scheme guidelines, plots are reserved for certain categories such as defence personnel and government servants.

What is the TNHB Scheme?

The TNHB housing scheme was launched by the Government of Tamil Nadu so that its residents could own good quality budget-friendly homes. Moreover, this scheme also functions as a type of home loan scheme for its properties within the state.

TNHB sells plots and properties all across the state at much lower rates as compared to their market value. This enables residents to purchase a property within their budget and also avail of a home loan.

TNHB Scheme Eligibility

Applicants can check the TNHB official website for information. Following are the eligibility details required to avail of the benefits of the TNHB scheme:

  • Applicants must belong to the state of Tamil Nadu and should be over 21 years of age.
  • Bank account details are needed
  • Government ID proof, such as PAN card, Aadhar card, driving license, etc., are needed
  • The annual income of the applicant must be more than Rs.2 lakhs.
  • The applicant must not own any other property under other government schemes.

Documents Needed for the TNHB Scheme

Applicants need to submit some legal documents when applying for the TNHB housing scheme. These include:

  • Residence certificate
  • Bank account details
  • Passport size photo
  • Government ID proof
  • Income certificate
  • Caste certificate
  • Handicapped certificate (if necessary)

TNHB Online Registration

Applicants need to complete the registration process before applying for the TNHB scheme. After registration, they will receive their username and password, which are necessary for checking the allotment details on the portal.

How to Avail the Benefits of TNHB Scheme?

Visit the TNHB official website and download the scheme application form available online. TNHB also places advertisements in newspapers inviting applications for allotment of the plots and properties. The application form must be submitted with the Demand Draft before the due date at the TNHB city division or Mofussil unit.

Allotments for Beneficiaries

If the number of TNHB housing scheme applications received by the TNHB exceeds the number of units available for allotment, a "draw of the lot" is held in the presence of all the candidates, who have applied for the scheme.

Thereafter, all the applicants whose names feature in the allotment draw will now be considered beneficiaries of the TNHB housing scheme.