Loan Against Property Balance Transfer: Overview
If you want to revisit your current Loan Against Property interest rates and other terms, you can transfer your loan balance to us and repay the rest at a more competitive interest rate. You can even refinance your ongoing Loan Against Property if you need additional funds.
The Loan Against Property Balance Transfer process is easy to execute and hassle-free, and you can enjoy our favourable lending terms at the earliest, thanks to our speedy approval process.
Loan Against Property Balance Transfer: Features and Benefits
Getting approved for a Loan Against Property Balance Transfer is easy because of our straightforward eligibility criteria that don’t have too many conditions.

Easy- Eligibility Criteria
Getting approved for a Loan Against Property Balance Transfer is easy, because of our straightforward eligibility criteria that don’t have too many conditions.

Doorstep Services
Bajaj Housing Finance offers a doorstep document pick-up service so you can rest assured knowing that your loan approval process won’t be held up by logistical delays.

Speedy Approval
Get the approval to your Loan Against Property Balance Transfer application within 24 hours* of your application and documentation verification.

Sizeable Top-up Loan
You can transfer your existing Loan Against Property to Bajaj Housing Finance with ease and top-up on your ongoing loan with amounts as high Rs.1 Crore* or higher, depending on your eligibility.

Online Calculators
You have a wide variety of online calculator tools at your disposal so you can enhance your Loan Against Property Balance Transfer application. These tools are helpful when you want to calculate your new EMI payable or how much you stand save when you transfer your loan balance to us.
Loan Against Property Loan EMI Calculator
Loan AmountRs.
20L21Cr
TenorMonths
1216
Interest Rate%
115
Repayment schedule
All Loan Against Property Calculators
Loan Against Property Balance Transfer: Interest Rate and Charges
Bajaj Housing Finance offers salaried and professional applicants the facility to transfer their Loan Against Property balance to 8.70%*p.a. and reduce their interest outflow. The other fees and charges associated with the balance transfer are also nominal and pocket friendly. To see the full list, click here.
Loan Against Property Balance Transfer: How to Apply
The process to transfer your Loan Against Property Balance to us is smooth and time efficient. Here is how you can complete the application journey in just a few minutes.
- Visit the Loan Against Property application form on the website
- Select your ‘Employment Type’
- Select ‘Loan Against Property Balance Transfer’, from the ‘Loan Type’ menu
- Submit your identification, property, and lender details
- Lastly, submit income details
- Submit the form successfully
Once you submit the form, you can expect a call from our representative within 24 hours to walk you through the next steps.
*Terms and conditions apply