Features & Benefits

Convenient and affordable, Bajaj Housing Finance Limited Home Loans are designed to fulfil all your mortgage financing needs – from buying your first home to transferring the balance transfer of your existing home loan. Get a home loan up to Rs.3.5 crore at an attractive interest rate, with benefits like easy balance transfer, top-up loans, and more.

  • Easy balance transfer facility

    Home loan balance transfer from your existing lender to Bajaj Housing Finance Limited, with an additional top up loan at an attractive interest rate. Transfer your existing home loan to Bajaj Housing Finance Limited easily, with minimal documentation requirements, and basic eligibility criteria, for faster processing.

  • Top-up loan

    High-value top-up loan of your sanctioned home loan amount, to finance other requirements like furnishing your new home, buying a car, or paying for your child’s education.

  • Interest subsidy under PMAY

    When you apply through Primary Lending Institution (PLI) registered with Central Nodal Agency (CNA). Get a subsidy of up to 6.5% on the interest rate on your home loan, when you apply through the Pradhan Mantri Awas Yojana, which makes your home loan affordable and easy on your pocket.

  • Property search services

    Expert counselling to help you make the best home buying decision, with in-person assistance right from searching for a property that fits your needs and your budget, to purchasing it and getting the legalities in order

  • Part-prepayment and foreclosure facility

    No charges on part-prepayment or foreclosure of your home loan, to make the loan easy on your pocket, if you are an individual buyer

  • Flexible tenor

    Flexible tenors ranging up to 30 years, for easier repayment

  • Minimal documentation

    Minimal documentation requirements, along with easy eligibility criteria, to make your application hassle-free

  • Online account management

    Online management of your home loan account via our digital customer portal, so you can access your loan details anytime, From here

  • Online home loan calculators

    Easy-to-use calculators that help you determine your home loan eligibility, your approximate EMI amount, and the monetary benefits of transferring your home loan balance to Bajaj Housing Finance Limited, so you can plan your finances better

  • Integrated branch network

    A pan-India network of branches with integrated systems that make it easy for you to get assistance with your property search as well as your home loan application

  • Quick processing

    Facilities like doorstep document pick-up to ensure the speedy approval and disbursal of your home loan

    With attractive home loan interest rates and a host of benefits to suit your finances, Bajaj Housing Finance Limited Home Loans are designed to help you get your dream home with ease and comfort. Get the benefits of an easy balance transfer, a high-value top-up loan, hassle-free processing, and more. Apply for a home loan from Bajaj Housing Finance Limited today.