FAQs

What is EMI network?

EMI Network is the way to pay for your favorite electronics, appliances, smartphoneslaptopstv, furniture, groceries, clothes, accessories and much more and divide the cost of your purchase into easy monthly installments (EMIs).

What products can I buy under the EMI Network?

You can shop for 1 million products under EMI Network. The categories include electronics, large and small appliances, gadgets, clothes, accessories, eyewear, footwear, watches, international and domestic flight tickets, hotel stays, holiday packages, eye-wear, education and even groceries.
Visit the store locator section on our website to find out the nearest Bajaj Finserv partner store.

Are there any offers and discounts provided under the EMI Network?

Yes, there are 1000+ offers available on the various products under EMI Network. You can view these offers on our website, the Bajaj Finserv Wallet app or visit our partner stores and ask the in-store representative for these offers. The offers will also be communicated to you via our promotional e-mails or SMS from time to time.

How do I shop on EMI Network?

How do I shop on EMI Network?
Shopping on EMI network is simple and you have an option to shop either by using an EMI Network card or without an EMI Network card.

With an Elite EMI Network Card:
Step 1: Walk into our partner store
Step 2: Swipe your EMI Network Card
Step 3: Walk out with your purchase

Without an Elite EMI Network Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase
Do I need to submit any documents to shop on EMI Network?
To shop on EMI Network, you will need to submit government issued photo ID proof and residence proof, one cancelled cheque, one passport size photograph and a signed ECS mandate
Will I be charged an interest on the loan availed by me?
The products on EMI Network can be bought on easy EMIs without any extra cost. The manufacturers bear an annualized rate of interest which is based on risk gradation, cost of funds, margin, and risk premium. Hence shopping on EMI Network is better than using your credit or debit card.

Will I be charged a processing fee on the loan availed by me?

There will be a nominal processing fee for availing the loan and will vary from product to product purchased on the EMI Network. There are no hidden charges whatsoever.

What is an EMI Network Card?

An EMI Network Card is a payment instrument with a pre-approved loan amount. By swiping the card at any partner store or online websites, you can convert your purchases into easy EMI’s. You can use it to shop for your favorite electronic items and appliances, gadgets, clothes, accessories, eyewear, footwear, watches, groceries, book flight tickets, holiday packages, pay for coaching classes and more.

Where can I use this EMI Network Card?

You can use this card across any Bajaj Finserv partner outlets to shop for 1 million+ products in more than 1,300+ cities in India. This card is now accepted across 60,000 stores in India.

 

You can view our partner stores online or log into Bajaj Finserv wallets app.

How to Apply for Bajaj Finserv EMI Network Card?

If you planning to purchase new gadgets and appliances on EMI and worrying about how to apply for an EMI Network Card; then worry not, the process is very easy. You can apply for an EMI Network Card online using our customer portal- Experia, and offline by visiting any of our 1 lakh+ partner stores and seek in-store financing option to avail.

What is the eligibility criteria to avail an EMI Network Card?

The EMI Network Card eligibility criteria is:

. You must be between 21 to 60 years of age

 

. You must have a regular source of income

What is the necessary documentation required for getting Elite EMI Card?

Elite card holders need to provide following documents only at the time of first purchase at partner stores:

  • Coloured Photographs
  • Photo Id Proof
  • Address Proof
  • Cancelled Cheque
  • Bank Passbook / Statement Copy
  • One Time Mandate Form

Subsequent purchases could be done without any further documentation either at partner or online stores.

What is the difference between EMI Card & Elite EMI Card?

Elite EMI card is a premium variant of EMI Card with up to 30% more limit. In addition to Elite Card, customer is entitled to receive special bouquet of vouchers from multiple brands worth over Rs. 16K.

Is Elite EMI Card a physical or digital card?

Elite EMI Card is a digital card which can accessed via Bajaj Finserv Wallet App which could be downloaded at http://bit.ly/BFLWallet

Whom can I contact in case if I need any support?

We shall be happy to assist you for any queries related to Elite Card. You may reach us as following

Email: digitallounge@bajajfinserv.in

Toll Free: 1800 209 9999 [10AM to 7PM, Mon to Sat]

 

What is the difference between EMI Card & Elite EMI Card?

Elite EMI card is a premium variant of EMI Card with up to 30% more limit & for new customers of Bajaj Finance Elite card limit would be provided basis credit eligibility,

In addition to Elite Card, customer is entitled to receive special bouquet of vouchers from multiple brands worth over up to Rs. 21K.