E-Home Loan

E-Home Loan – Features and Benefits

Convenient and affordable, Bajaj Housing Finance Limited E-Home Loans are designed to fulfil all your mortgage financing needs – from buying your first home to refinancing your current home loan. With E-Home Loan, get a quick approval and fast disbursal of funds. Get a E-home loan up to Rs.3.5 crore at an attractive interest rate, with benefits like easy balance transfer, top-up loans and get a highest top-up loan of 50 lakhs at 6.80%* interest rate and more.

Speedy Processing

With Bajaj Housing Finance E-Home Loan, get the Home Loan Digital Sanction Letter in 10 minutes of applying.
Easy and Comfortable

Get approval for a Home Loan without the hassle of going to the bank, standing in long queues and waiting your turn.
Digital Sanction Letter

With Bajaj Housing Finance Limited E-Home Loan, get your Digital Sanction Letter within 10 minutes of applying which is valid for 180 days.
Easy E-balance transfer facility

Transfer your existing home loan to Bajaj Housing Finance Limited easily with an additional Top-up loan at attractive interest rate, with minimal documentation requirements, and basic eligibility criteria, for faster processing.
Top-up loan

High-value top-up loan of 50 lakhs at lowest interest rate on your sanctioned home loan amount, to finance other requirements like furnishing your new home, buying a car, or paying for your child’s education.
Interest Subsidy under PMAY

Bajaj Housing Finance Limited is a Primary Lending Institution (PLI) registered with Central Nodal Agency (CNA). Get a subsidy of up to 6.5% on the interest rate on your home loan, when you apply through the Pradhan Mantri Awas Yojana, which makes your home loan affordable and easy on your pocket.
Part-prepayment and Foreclosure Facility

No charges on part-prepayment or foreclosure of your home loan, to make the loan easy on your pocket, if you are an individual buyer.
Flexible Tenor

Flexible tenors ranging up to 30 years, for easier repayment.
Online account management

Online management of your home loan account via our digital customer portal, so you can access your loan details anytime, From here.