E-Home Loan – Features and Benefits

Convenient and affordable, Bajaj Housing Finance Limited E-Home Loans are designed to fulfil all your mortgage financing needs – from buying your first home to refinancing your current home loan. With E-Home Loan, get a quick approval and fast disbursal of funds. Get a E-home loan up to Rs.3.5 crore at an attractive interest rate, with benefits like easy balance transfer, top-up loans, and more

  • Speedy Processing

    With Bajaj Housing Finance E-Home Loan, get the Home Loan Digital Sanction Letter in 10 minutes of applying.

  • Easy and Comfortable

    Get approval for a Home Loan without the hassle of going to the bank, standing in long queues and waiting your turn.

  • Digital Sanction Letter

    With Bajaj Housing Finance Limited E-Home Loan, get your Digital Sanction Letter within 10 minutes of applying which is valid for 180 days.

  • Easy E-balance transfer facility

    Transfer your existing home loan to Bajaj Housing Finance Limited easily with an additional Top-up loan at attractive interest rate, with minimal documentation requirements, and basic eligibility criteria, for faster processing.  

  • Top-up loan

    High-value top-up loan of your sanctioned home loan amount, to finance other requirements like furnishing your new home, buying a car, or paying for your child’s education.

  • Interest Subsidy under PMAY

    Bajaj Housing Finance Limited is a Primary Lending Institution (PLI) registered with Central Nodal Agency (CNA). Get a subsidy of up to 6.5% on the interest rate on your home loan, when you apply through the Pradhan Mantri Awas Yojana, which makes your home loan affordable and easy on your pocket.

  • Part-prepayment and Foreclosure Facility

    No charges on part-prepayment or foreclosure of your home loan, to make the loan easy on your pocket, if you are an individual buyer.

  • Flexible Tenor

    Flexible tenors ranging up to 30 years, for easier repayment.

  • Online account management

    Online management of your home loan account via our digital customer portal, so you can access your loan details anytime, From here.