E-Home Loan Balance Transfer – Features and Benefits

Convenient and affordable, Bajaj Housing Finance Limited E-Home Loans are designed to fulfil all your mortgage financing needs – from buying your first home to refinancing your current home loan. With E-Home Loan, get quick approval and quick disbursal of funds. Get an E-home loan up to Rs.3.5 crore at an attractive interest rate, with benefits like easy balance transfer, top-up loans, and more.

  • Speedy Processing

    With Bajaj Housing Finance E-Home Loan, get the Home Loan Sanction Letter in 10 minutes of applying.

  • Easy and Comfortable

    Get approval for a Home Loan at the comfort of your home without the hassle of going to the bank, standing in long queues and waiting your turn.

  • Easy E-balance transfer facility

    Home loan balance transfer from your existing lender to Bajaj Housing Finance Limited, with an additional top up loan at an attractive interest rate. Transfer your existing home loan to Bajaj Housing Finance Limited easily, with minimal documentation requirements, and basic eligibility criteria, for faster processing.  

  • Top-up loan

    High-value top-up loan with Home Loan balance transfer to finance other requirements like furnishing your new home, buying a car, or paying for your child’s education.

  • Interest subsidy under PMAY

    When you apply through Primary Lending Institution (PLI) registered with Central Nodal Agency (CNA). Get a subsidy of up to 6.5% on the interest rate on your home loan, when you apply through the Pradhan Mantri Awas Yojana, which makes your home loan affordable and easy on your pocket.

  • Part-prepayment and Foreclosure Facility

    No charges on part-prepayment or foreclosure of your home loan, to make the loan easy on your pocket, if you are an individual buyer.

  • Flexible tenor

    Flexible tenors ranging up to 30 years, for easier repayment

  • Online account management

    Online management of your home loan account via our digital customer portal, so you can access your loan details anytime, From here